Credit Card Receivables

Also known as a Merchant Cash Advance or credit card factoring. Credit card receivables are revenue generated via customer credit cards for which the monies have not been transferred to the merchant from the credit card processor. ... Based on the historical track record of credit card sales, a company may borrow money against that future cash flow. This source is also known as Merchant Cash Advance.

Credit card receivables financing is best for new businesses who don’t have credit history, businesses that have bad credit, or any business that can’t find alternative SBA Loans or small business loans. Your credit score will not affect your eligibility. There is no application fee and no obligation once you’re approved. The application process is simple, and our approval rates are high. The money can be in your account in as little as 3-5 business days.

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Bottom Up Credit, LLC

Oaklyn, NJ 08107

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